For most people, when they decide it’s time for a new home, the first thing they do is start dreaming of that perfect house. They often turn to online services like Zillow or Trulia to start their home search. Before long they think they’ve found their dream home! They find a realtor, show the realtor some of the great homes …

One of the most common questions a new home buyer has for their mortgage broker is “what’s the best rate I can get”? This is probably the least understood part of shopping for a new home. Under the Truth in Lending Act, mortgage brokers are required to advertise the APR of any loan along with, or instead of the interest …