I love helping my neighbors discover their buying potential and creating new neighbors!


Justin Smith

Several years ago, I decided it was time to do something more with my career. I wanted the opportunity to start more than just a company, to really make a difference in my community. After working as a loan originator up until last year, I knew it was time to focus on faith, family, and others. That's when I started CBGC Mortgage. Derived from the first letter of each of my four children's names, and with the support of my amazing wife, Stacey, CBGC was created for the purpose of helping others.

At CBGC, we won't turn our back on people with low credit scores, tough circumstances, or a history of complicated issues. I want this company to support our incredible community. Beyond our sponsorship of local schools and events, the ultimate goal is to create a charitable arm of CBGC that helps aid the homeless population in St. Augustine and beyond. The wheels are in motion and I can't wait to see what the future brings!
Wonderful Kids
Loans Closed in 2018
Years in WGV
Client at a Time

Jeremy Hodges

Jeremy Hodges is proud to be part of the CBGC Mortgage LLC team. Born and raised in Tennessee, he has resided in North Florida for the past 14 years, calling St. Augustine home for 12 of those. He and his wife, Samantha, have been married for almost 13 years and are the parents of three wonderful children. Jeremy is an involved member of his community, coaching baseball and football for the Villages Athletic Program, and the family is active in their church. With a background in the energy industry, Jeremy is ready to start giving back more to the community by providing hassle-free mortgages to people looking for the homes of their dreams.

As my grandma always said,
"the proof is in the pudding."

  • “My husband And I had the pleasure of working with Justin Smith at CBGC Mortgage. We had an amazing experience from start to finish! Justin was with us every step of the way, and made himself readily available to answer any questions we had! Justin always made us feel like we were his only clients giving us his full attention rather than being some numbered case assigned to him! He really made the usual tedious task of getting a loan into a easy smooth process!! We are so grateful for Justin and CBGC Mortgage and would highly recommend them to anyone!”
    – Glorianne B.

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